Benefits of the Sharing Economy
A dramatic social and economic shift is under way – one that allows millions of individuals to buy, sell and exchange underutilized assets and services while bypassing the middleman. The sharing or collaborative economy is both old and new. Bartering for goods has been around since early civilization – exchanging everything from food, weapons and […]
Join our live TweetChat, Tuesday, November 11th – Pursuing Your Passions in Retirement
Retirement – you’ve been saving and planning for it for years. So when your diligence has paid off, and retirement is just on the horizon, what’s left to plan? Today, baby boomers are challenging the traditional retirement vision and choosing a fuller and more rewarding second half of life. With the time and money to […]
What We Learned: Estate Planning in the Digital Age Google Hangout [Video]
As new technology enters our lives, society is becoming even more dependent on digital assets. However, the more information we put into these digital assets, the more information we leave behind for our fiduciaries to manage. Learning how and why we must integrate access to this information within our estate plans was the main focus […]
Could CD Laddering Be a Good Strategy for You?
When you think about your future, perhaps what life in your 60s and beyond will be like, it's natural to feel the urgency to start saving toward your goals. Wondering whether you'll have enough money saved to enjoy your golden years is a legitimate concern, and certificates of deposit (CDs) can help you reach your […]
Some Tips for Getting the Best Rates for CDs Online
Online banks have greatly expanded the choices available for certificates of deposit (CDs), and you'll often find the best rates for CDs are from online banks. Because operating costs are lower, online banks usually can offer higher rates of return than their brick-and-mortar counterparts, according to rates published by Bankrate. So with all the choices […]
Financial Decisions: Certificates of Deposit
If you are looking to grow your savings, a certificate of deposit (CD) may be right for you. It's not only easy to get a CD—and convenient when you open your CD online—but it can help you build savings to use for short- or long-term goals. What Are CDs? CDs are time deposits. When you […]
Should I Auto-Renew My Bank Certificate of Deposit?
A bank certificate of deposit, or CD, can be a helpful tool when it comes to saving money. It offers the kind of security that you can only get with an FDIC-insured product coupled with a competitive interest rate. Having a CD usually involves giving up access to your money until the CD matures. At […]
Short- and Long-Term Financial Planning With CDs
Certificates of deposit (CDs), can be one of the "basic building blocks" of a financial plan, according to Wayne Blanchard, a certified financial planner in Orlando, Florida, and a member of the Garrett Planning Network. A CD is valuable in a savings plan "because you can't spend [the funds] easily," he said. Blanchard points out […]
Shopping for the Best CD Rates
How do you shop for the best certificate of deposit (CD) rates? After all, if your money is going to be tied up for a fixed period of time, shouldn't you be getting the best rate of return on that money while it's not easily accessible to you?Of course, the answer is that finding the […]
Savings Tips for Savvy Parents
Financially savvy parents know that it pays to start building a savings fund for their children early. Though plenty of saving options are available for today's parents, the certificate of deposit (CD) is arguably one of the best. Saving with a CD can be an excellent choice and can help you save more over time […]
