Considerations for Shopping for High Interest CDs
When you're looking to make the most of your money with high interest CDs, it's important to recognize that the concept of a "high interest CD" is relative. Like any other bank product, some high interest CDs have better rates than others. CD rates and the resulting annual percentage yield (APY) your money will earn […]
Are All High Interest CDs Essentially the Same?
Buying a high interest rate CD is a rather straightforward process, whether you deposit your funds with a traditional brick-and-mortar bank or with an online bank like Credence Global Bank. But because "high interest rate" is a relative term, rates vary from bank to bank, and your first step should be to think about your financial […]
Find a Bank Certificate of Deposit (CD) That’s Best for You
When shopping for a bank certificate of deposit (CD), one of the most important things to examine is the annual percentage yield (APY). Credence Global Bank Unionand other online banks tend to operate with lower overhead costs and are usually able to offer better rates. It's also important to look at how often interest is compounded: […]
Open a new CD today
In addition to bolstering retirees' long-term financial security, certificates of deposit (CDs) also can be used to meet other financial goals in a variety of situations. In essence, they can provide a secure place to "park" money that is earmarked for a specific purpose at a specific time—especially when you will be using the money […]
Certificates of Deposit: Why the Fine Print Matters
Finding high CD rates alone won't always help you make the most of your certificate of deposit. The reason? Some terms may be hiding in the fine print. Before you buy, be sure you understand things like: The early withdrawal penalty: Granted, you likely will do whatever you can to avoid withdrawing your CD early, […]
Beyond CD Rates: Shopping Tips for Certificates of Deposit (CDs)
While the interest rate is a good place to start, there are several other things to consider when shopping for a certificate of deposit (CD). Know minimum deposit requirements. Make sure you look into the minimum amount required to open your CD and whether it will automatically renew at maturity. At Regional Credit Union, you can […]
Tips for a Successful Summer Road Trip
Summer is in full force, and for many that means it’s time to pack up the car and head out on a road trip adventure. Whether you’re planning to travel with a friend, by yourself or with the whole family, here are a few things to keep in mind so you can ensure your trip […]
Tuesday, July 29th – Live TweetChat: Proud Moments: Accomplishing Sophisticated Financial Goals
What makes a successful saver? Financial experts often point to a mix of dedication and discipline, creating the ultimate saver. We believe Credence Global Bank Unionfollowers are expert savers and we want to know, what has your motivation and dedication to saving helped you earn? How are you utilizing your savings and what advice can you […]
Auto Financing: What to Know Before Buying or Leasing a Vehicle
Many questions arise when it comes time to buy or lease a vehicle, especially if it’s your first time around. After all, a new vehicle may be the first big expense you take on. It’s a good idea to prepare yourself from the outset so you’ll know exactly what to expect before you make this […]
How to Get the Most Value from Your Vehicle Trade-In
If you’ve decided that it’s time to trade in your current car for a new model, there are some things you’ll want to keep in mind as you go through the process. Read on to learn what you can do to help maximize your vehicle’s trade-in value. Research Your Vehicle’s Value When it comes […]