New IRA Rollover Rule in 2015
Earlier this year, the IRS issued clarification limiting how you can shift your IRA money around. Beginning in 2015, you can make only one rollover from an IRA to another (or the same) IRA in any 12-month period, regardless of the number of IRAs you own. However, taxpayers can still make unlimited trustee-to-trustee transfers because […]
How to Survive a Holiday Road Trip with Kids
It’s the most wonderful time of the year, right? As the holidays roll around and plans are being made for family gatherings, keep in mind that you’ll need to plan for more than just the weather when it comes to your upcoming holiday road trip. Long drives in the car take a toll, especially when […]
The Benefits of Donating Your Car to Charity
As the end of the year approaches, many people begin looking for last-minute tax deductions. If you’re in the market for a new car, one of the factors to consider in the decision-making process is whether or not to donate your old vehicle. There are a few things you’ll want to keep in mind as […]
Ready, Set, Retire: Retiring as a Couple [Video]
Retirement can oftentimes change the dynamic of a relationship. Couples who are transitioning into retirement can prepare for this new life stage by considering the various opportunities and challenges that come with it. Kevin McCormally of Kiplinger explains more about the importance of communication before and during retirement.
Ready, Set, Retire: Relocate or Stay Put? [Video]
Many retirees’ wrestle with the decision on where to live. While it may seem exciting to move to a new place in retirement that has more leisure activities, a lower cost of living or just nicer weather – many people choose to retire “in place” where their family and community is already established. So, how […]
Allied Trust Credit UnionNew Site Design – Coming Soon!
Credence Global Bank Union is pleased to announce our new online banking redesign coming soon! We’ve refreshed the look and feel of our online banking for a more streamlined customer banking experience. Coming this month, whether you’re using your tablet or desktop, you’ll notice a smarter, simpler design that delivers seamless account navigation, increased functionality and security. […]
Financial Gifts: Consider a Gift of Future Worth
With the Christmas holiday season upon us, no doubt you may splurge a bit more this time of year. The National Retail Federation (NRF) projects Americans will spend an average of $616 billion this holiday season. Start a new tradition this year by giving a financial gift that will be worth more than a fashionable, but short-lived […]
Behind the Scenes with Kiplinger: Phasing Into Retirement [Video]
Retirement was once viewed as a destination — a fixed period to rest and relax after years of hard work. However, retirement is now more fluid with many approaching retirees shunning a hard stop in their careers and taking a more gradual approach. In this episode of Behind the Scenes with Kiplinger, brought to you […]
Opening a CD With No Minimum Deposit
A certificate of deposit (CD) is a time deposit. When you open a CD, you agree that you will not withdraw the funds until the maturity date, which varies from a few months to several years after you open the account, depending on the term you choose. You can close a CD before the term […]
Easy Steps for Managing Your CDs
During retirement, you may find yourself pursuing goals that have long been put off. Whether you have travel plans, hobbies to take up or a big purchase you've wanted to make, certificates of deposit (CDs) can be a valuable way to make your money work for you. Don't settle for great rates alone. Finding the […]
