What We Learned: Thriving in the Empty Nest Google Hangout [Video]
Becoming an empty nester is a milestone that comes with both personal and financial impacts. Time and money once earmarked mostly for raising a family is now dedicated to you. Refocusing your finances and reclaiming “you” time during the empty nest years was the focus of our latest Google+ Hangout: Thriving in the Empty Nest, […]
Empty Nest Financial Planning Checklist
Many of life’s milestones come with a financial impact. When children grow up and leave the nest, a new chapter of life begins for many parents. The empty nest stage may seem like a time of loss, but it’s also a period of gain. The money once earmarked for your child’s needs and wants is […]
What We Learned: The Finances of the Sandwich Generation TweetChat
During our August 19th TweetChat: The Finances of the Sandwich Generation, co-hosted with Bankrate.com, we discussed the pressures of caring for children and aging parents, while balancing a career and juggling daily tasks and how it can sometimes jeopardize your own financial security. With close to 1600 tweets and over 7.1MM timeline deliveries, our #ACBBRChat […]
Auto Loans vs. Retail Contracts: How to Finance Your Car
When you’re considering buying a new (or used) car, it’s much more exciting to focus on the car details (cloth or leather seats? steel gray metallic or carbon black?) than how you’ll actually pay for the car. However, according to Experian Automotive, more than 84% of consumers secured financing for their new car in the […]
Behind the Scenes with Kiplinger: Continuing Care Retirement Communities (CCRCs) [Video]
Continuing care retirement communities have grown a lot more sophisticated in recent years. This isn’t your grandparents’ nursing home! In addition to providing a combination of independent living, assisted living and nursing care, CCRC’s also deliver an active multi-dimensional lifestyle for seniors — with some community amenities comparable to five star resorts. Because the full […]
Tuesday, August 19th – Live TweetChat: The Finances of the Sandwich Generation
Nearly 50 million middle-aged working Americans are currently caring for both their kids and an aging parent. This generation of caregivers can often feel “sandwiched” between providing both financial and emotional support to their multi-generational family, while juggling their own needs and obligations. Taking on the role of caregiver can be rewarding and challenging. For […]
The Sandwich Generation: Caregiving for a Multi-Generational Family
The term “sandwich generation” is a phrase used to describe the middle-aged generation “sandwiched” between caring for the needs of their own children and the needs of their elderly parents. It’s estimated that more than 50 million Americans find themselves attempting to balance their personal and professional lives, while satisfying the financial and emotional needs […]
What Are Callable Certificates of Deposit (CDs)?
It's important to note that some long-term high-yield certificates of deposit (CDs) are "callable." That means that the bank can terminate the CD after a certain period of time, taking away your opportunity to earn all the interest you initially planned to earn. Not all banks have callable CDs, and in fact none of Credence Global Bank […]
CD Interest Rates Guarantee the Principal
Generally speaking, interest rates for certificates of deposit (CD interest rates) are higher than interest rates for regular savings accounts and lower risk than stocks. That difference may cause some people to balk at a CD rate of, say, one percent. So, Credence Global Bank Unionasked Rick Kahler, president of the Kahler Financial Group in Rapid […]
High CD Rates Can Be Lost in the “Fine Print”
Getting the highest CD interest rate might be a big priority for you as you plan for your financial future. With the vast number of banks and other financial institutions available, how can you get the best CD rates? For starters, keep in mind that published CD rates are only part of the story.Before you […]