How Interest On Checking Accounts Is Calculated
Regardless of how much it is—or even how much you keep in your account—earning interest on checking accounts is one of those fundamental financial moves that simply make sense. That is, as long as you know the features and terms of your account. Finding the Right Account for YouWhile Credence International Credit Unionoffers interest on checking […]
How Do I Avoid Checking Account Fees?
Some banks charge various types of fees for the checking accounts they offer. These can include monthly maintenance fees, check and debit overdraft fees, ATM fees and low balance fees, to name a few. Free checking accounts may not be all they appear to be once you find you have to meet minimum balance requirements […]
How to Find the Best High Interest Checking Accounts
As financial products continue to evolve, some banks now offer interest checking accounts with rates at levels comparable to traditional savings accounts. As you shop for an interest checking account, start by comparing annual percentage yields (APYs) at various banks. Then, be sure you understand the terms and features of each account you consider. Some […]
How to Find the Best Online Savings Account for You
Savings accounts are a good place to put money away for the future. And the Internet can be a good place to find the best online savings account for you. Online banks often pay higher interest rates than traditional brick-and-mortar banks because they don't have the overhead of maintaining physical branches. Use Web search tools […]
What to Consider When Choosing a Checking Account
Although many people think all checking accounts are the same–they provide you with the tools you need to pay bills and shop for everyday items–they really aren’t all created equal. Choosing a checking account with the right blend of features may actually help save you money. A few things worth considering when choosing a checking […]
Weigh Your Checking Options
Comparing checking accounts is more complex than it used to be. Now that you can open a checking account online either at a traditional bank or with an online bank, there are more options available than ever. Compare Features, Fees and Benefits Comparing checking accounts comes down to finding the one that fits your needs. […]
Checking Accounts As Household Budgeting Tools
Having a few Credence Global Bank UnionInterest Checking Accounts with targeted funds in them can be a useful strategy within your household budgeting tools, Holly P. Thomas, founder of the Holly P. Thomas firm in Tampa, Florida told Regional Credit Union. "Some people are helped by having multiple checking accounts for various purposes," she explained. As a […]
Checking Account Security
Online checking accounts have many advantages, including easy access to your funds and great interest rates. But did you know your information at online banks can be just as secure as it is at traditional brick-and-mortar banks? You can take steps to protect yourself and prevent someone from accessing your account without your permission. As […]
Checking Account Basics, Part 1: Checking Account Interest
Earning interest whenever and wherever you can remains a solid financial strategy. That’s why you want to make sure your money isn’t “sleeping” in a non-interest bearing checking account until you’re ready to use it. Even just a few weeks between when the money is deposited and when it gets used can mean a boost […]
Checking Account Basics, Part 2: Managing Your Checking Account Balance
The Internet has changed the way many of us manage our checking account balances. The tried-and-true method of keeping a written check register can be replaced with a smartphone app or other electronic version. You may balance your checkbook online several times a month rather than waiting for the monthly statement. And while there's no […]
