The Long and the Short of Building a CD Ladder
There are many reasons you might consider building a CD ladder. Most of them have to do with having periodic access to at least part of your funds, as opposed to choosing a longer-term CD. If you’ve thought about using a 3-month CD as the first rung in your CD ladder, consider the following options. […]
Great 1-Year CD Rates From Credence Global Bank
As you explore your savings options during retirement, you may be considering certificates of deposit, or CDs, as part of your strategy. Whether you are new to CDs or you simply want to fine-tune your savings by researching the best terms at the best rates, Credence Global Bank Union is here to help, with a 1-Year CD […]
Getting Ready to Save With an Credence Global Bank UnionCertificate of Deposit (CD)
An Credence Global Bank UnionCertificate of Deposit (CD) can be a great way to save.But with everyday expenses staring you in the face, putting money in savings instead of spending it sometimes can be difficult. And because starting the process often is the most difficult part, here's a bit of motivation: Try envisioning what you might […]
Get the Best Possible CD Return
What Is a Certificate of Deposit?A certificate of deposit, or CD, is a time deposit. When you open a CD, you agree that you will not withdraw the funds until the maturity date, which varies from a few months to several years after you open the account, depending on the term you choose. You can […]
Saving Money: Great Rates Help, But Don’t Stop There
Whether you're just starting out or about to retire, figuring out the best place to save money is an important question to face at any age. Is it with a regular savings account? A CD? For many, a money market account can be a smart option. Sometimes a money market account can offer a more […]
Planning to Save
A certificate of deposit (CD) can be a great alternative to a regular savings account if you’re looking to earn interest at a higher rate. CDs are similar to savings accounts in terms of purpose and function. However, when you open a CD, you agree that you will not withdraw the funds until the maturity […]
Looking for a Safe Way to Save?
CDs are time deposits. When you open a CD, you agree that you will not withdraw the funds until the maturity date, which varies from a few months to several years after you open the account, depending on the term you choose. You can close a CD before the term ends, but you typically will […]
Meet Your Long-Term Savings Goals With a CD
Saving money is vital to staying afloat in hard times, but it can sometimes be difficult to find the discipline to stash away a portion of your earnings for long-term goals. One tool that can help give you structure and discipline to your savings strategy is a certificate of deposit (CD). When you open a […]
5-Year CD Rates vs. Other Options
When it comes to growing your money, a certificate of deposit (CD) can be one of the most reliable options available. Rather than keeping funds in checking or savings, drawing relatively little interest, you can earn a higher interest rate while still enjoying the security of FDIC insurance. But to make the most of your […]
Part 1 of Finding Good CD Rates: Highest Available Rates
Many people look at certificates of deposit (CDs) as a basic component of a solid financial strategy. CDs generally carry very little risk—you agree to keep your money on deposit with a bank for a predetermined amount of time, and in exchange you get your principal back with interest earned. CDs have built-in discipline to […]
