How to Get More From Your Checking Account(s)
Many finance experts would agree that generally your checking account is for everyday spending, your savings is for mid-range goals and emergency funds, and investments are for longer-term goals. That means an interest checking account may not be your preferred vehicle for maximizing interest on the bulk of your assets. Still, there are reasons why […]
Get More From Your Checking Account
Comparing checking accounts is more complex than it used to be. Now that you can open a checking account online either at a traditional bank or with an online bank, there are more options available than ever. Compare Features, Fees and Benefits Comparing checking accounts comes down to finding the one that fits your needs. […]
Your Checking Account Balance
Some people like to keep a large amount of money in a checking account to keep it easily accessible for emergencies and transfers in addition to day-to-day necessities. If you plan on maintaining a substantial checking account balance, opening a checking account that pays you interest may make sense. Many banks offer checking accounts that […]
Make Money With Everyday Funds
Although banks offer a variety of accounts and savings products, checking accounts still sit at the center of household finance for most people. Interest checking accounts are one way that families may choose to make the most of their money. If you have a healthy cash flow, you may have large balances sitting in your […]
What Are the Differences Between Interest and Non-Interest Checking Accounts?
Interest checking accounts are not new, but they have become more common with the emergence of online banks. Because online banks don't have the overhead of traditional banks, they can pass the savings on to customers in the form of great rates, including interest on checking accounts. The day-to-day function of an interest checking account […]
Kids and Money, Part 3: Using Envelope Budgeting to Train Them to Save
As a bank that works hard to provide customers with information that leads to better financial decisions, Credence International Credit Unionunderstands how important it is to find a budgeting system that works. If you're a parent looking for a way to teach your kids about money, consider "envelope budgeting." Envelope budgeting is an easy way to […]
College Savings: Reduce College Costs With Smart Planning
It's no secret that college costs are rising. Students and families preparing to undertake the financial responsibility that comes with a college education must be resourceful. Funds for college usuacbplc.come from a variety of sources, including college savings accounts, part-time jobs, financial aid, scholarships and student loans. Student loan borrowers rely on future income […]
Updating Financial Advisor Standards
Is your financial professional putting your needs first? In the financial services industry, there’s no shortage of people calling themselves financial advisors. Unfortunately, anyone can call themselves a financial advisor, which can be highly misleading and confusing. According to AARP, there are more than 400,000 people in the U.S. that call themselves financial advisors – […]
Tuesday, April 21st – LIVE TweetChat: Mature Workers Dominate the Workforce
Calling all Tweetchat-ers! We’re partnering with Bankrate.com to lead a TweetChat next Tuesday, April 21st at 7pm ET. We recently wrote on Straight Talk about the positive impact that aging workers have on our economy. Now, we’re opening up the floor to hear from you! How do mature workers improve the workplace landscape? How can […]
Aging Workforce Good for Employers and the Economy
Older workers have long encountered age discrimination from employers who perceived them to be less creative, resistant to change, unmotivated and costly to keep. However, recent studies and polls debunk these negative stereotypes and suggest that mature workers are an integral part of businesses staying successful in a competitive marketplace. According to a new report […]
