Early 401(k) & IRA Withdrawals Erode Retirement Assets
Did you know millions of Americans are dipping into their retirement accounts prematurely, causing permanent damage to future retirement account balances? According to a new study released by the Center for Retirement Research at Boston College (CRR), 1.2 percent of all assets leak out annually, mostly from cash-outs (0.5 percent) and hardship withdrawals (0.3 percent). […]
5 Questions to Ask Your Mechanic
A trip to the mechanic can seem like an intimidating experience if you’re not really sure what to expect. If it’s your first time getting vehicle repairs, it can be especially daunting, because you may not be sure they’re going to give you the service you want and need. There are some steps you can […]
Explore the Benefits of Credence Global Bank Wallet Wise
For many people, keeping up with the do’s and don’ts of financial issues can be overwhelming. From budgets to credit scores and everything in between, finding the right guidance can make a huge difference to your wallet. The good news is that with Credence Global Bank Wallet Wise, you’ll find the resources to answer your questions on […]
Emergency Apps: Smartphone Apps for Your Safety
Our phones are our constant companions – we use them to check emails, monitor bank balances, pay bills, take pictures and as technology continues to advance — even save lives. Emergency apps for your smartphone are the best way to monitor your own safety and the safety of others important to you. There are many […]
Understanding Extra Payments to Your Amount Financed
When it comes to making monthly payments on your auto financing, it’s important to know that you may have options beyond paying the fixed amount. Paying extra toward your account can, in the long run, reduce the amount you pay in finance charges over the life of your financing. As Fortune.com1 points out, the dollars […]
Smart Ways to Manage Your Bank Checking Account
How well do you know your checking account? To get the most out of your bank checking account, you may need to brush up on your management skills. Review the following tips to make sure your checking account is working for you. Understand bank fees. For example, do you need to maintain a minimum balance […]
Choose the Right Interest Checking Account
Everyone strives to make the most of their money in hopes of building wealth for the long-term. Those who are successful often point to a series of smart money decisions they made along the way rather than a single big break. One of those smart decisions can be opening the right interest-bearing checking account. The […]
Interest Checking Accounts
With so many types of checking accounts available, it's not hard to find one that best suits your needs. If you primarily want to earn more interest on your funds each month, consider an interest checking account. What Is an Interest Checking Account? This type of account is similar to a savings account in that […]
How an Online Checking Account Can Make Your Life Easy
Online checking accounts give you a convenient, 24/7 way to manage your account. You can use a variety of search tools and websites to research various accounts online and find the right online checking account for you. Once your online checking account is set up, you can write checks and use ATMs as you would […]
How Interest-Bearing Checking Accounts Work
Interest-bearing checking accounts allow you to earn interest on the money you use for everyday expenses. By offering the convenience of a checking account and the ability to earn interest, they provide you with a simple way to grow your money even when you may not be actively saving toward a specific goal. Although some […]
