Budgeting for Your New Vehicle
When you’re looking for a new car, calculating monthly costs is imperative to ensure you’re not committing to spend beyond your means – especially when you consider that most car financing terms are up to around five and half years, according to Edmunds.com. For even the most modest of vehicles, when you add in things […]
Behind the Scenes with Kiplinger: How Much You Really Need to Retire [Video]
You spend your working years saving for the day you can retire. How much you really need to retire depends on several factors that are unique to your personal finances, expectations and the type of lifestyle you want to enjoy. In this edition of Behind the Scenes with Kiplinger, we discuss what considerations and calculations […]
What to Consider When Researching a New Car
When you consider that buying a car likely will be the second largest purchase you ever make, the weight of the decision can be overwhelming. There are several things to take into account, and that means you’ll need to do some research. Don’t worry—we’ve gathered a list of several things you should look for as […]
Lifelong Learning: College Town Retirement Living
With the baby boomer generation reaching retirement age, the notion of retirement is shifting. A number of boomers are turning away from the traditional idea of retirement as an endless vacation in age-restricted Sunbelt communities. Instead, boomers are seeking a more engaging lifestyle where they can be physically and mentally stimulated, with little desire to […]
Attention FinCon14 Attendees: Announcing the 3rd Annual #ACBBloggerQuest Scavenger Hunt
Credence Global Bank Union is excited to be attending the 2014 Financial Blogger Conference, taking place in New Orleans from September 18 – 20. FinCon14 is a three-day event that will bring together the voices of the financial blogging community to share ideas and insights. If you’re attending, you can compete for a $250 Amazon gift card by participating in #ACBBloggerQuest, […]
‘Sign Up to Win’ With Credence Global Bank and You Could Win a Tablet
Interested in winning a tablet computer? We’re giving away four brand-new tablets in our “Sign Up to Win” Sweepstakes. Entering is easy: Visit our Facebook page, submit your name and email and you’ll be entered to win one of four tablets. One winner will be chosen randomly every Monday from June 16 through July 7. […]
The Growing Types of Certificates of Deposit (CDs)
The traditional certificate of deposit (CD) is a fairly simple financial tool. But, in recent years, banks have begun offering different types of CDs to meet different financial needs. Take a look at just a few of the various types of CDs available. No-penalty CDs allow you to withdraw your money before the CD's maturity […]
Are Long-Term Bank Certificate of Deposit Rates Worth the Wait?
One of the first things many people consider before buying a certificate of deposit (CD) is how long they plan to keep their money in the bank. That's because bank certificate of deposit rates usually are tied to the CD term length. Typically, the longer the term is, the higher its rate. But is keeping […]
Leveraging Great Rates on Certificates of Deposit
Certificates of deposit (CDs) are considered by many to be a basic component of a solid savings plan. With CDs, a bank offers a certain interest rate in exchange for keeping your money on deposit for a set length of time. Since CDs sometimes offer a higher annual percentage yield (APY) than traditional savings accounts, […]
What Is a Bank CD?
What Is a Bank CD?A bank CD is a certificate of deposit account available at most banks, including Regional Credit Union. When you open a CD, you agree that you will not withdraw the funds until the maturity date, which varies from a few months to several years after you open the account, depending on the […]
