Understanding What Determines Gas Prices
Anyone who has filled a gas tank in recent weeks has likely noticed a big difference in the cost of fueling up. While it may have seemed that national averages would never again dip below $3.00 a gallon, consumers received a pleasant surprise in recent weeks as the average cost now sits at $2.453 […]
Consequences of Medical Identity Theft
Cybercriminals are targeting a more robust avenue to gather personal data — your medical records. The scope of information lifted in medical record breaches – along with the repercussions – outweigh the financial data stolen from retailers like Target and Home Depot. With the Anthem breach, records containing names, email/street addresses, birthdays, member I.D./Social Security […]
Choosing a CD
When opening a certificate of deposit (CD), you will no doubt want to find a product with a good interest rate to help your money grow. Obviously, high-interest CDs help you build up your savings faster. Since interest rates vary from bank to bank, it is wise to compare CD rates before purchasing a CD. […]
Who Can Benefit From 9-month CD Rates?
If you're looking for a good rate on a certificate of deposit (CD), you may have discovered that the highest interest rates often come with the longest terms. It may appear that the only way to secure a good annual percentage yield (APY) is to tie up your funds for at least a year or […]
Long or short term: Which CD Rate Is Right for You?
Comparing certificate of deposit (CD) rates may be more complicated that it looks. Yes, it's easy to find and compare CD rates online and it is soon obvious that longer-term CDs usually offer higher rates than shorter-term CDs. But the CD that is right for you may depend on a variety of other factors as […]
Taking Advantage of Current CD Rates With An Eye to Future Rates.
With interest rates on certificates of deposit (CDs) constantly changing, you may wonder whether you should take advantage of the best CD rates available today. It's reasonable to be concerned about missing out on future opportunities, but that shouldn't stop you from benefiting from great rates, either now or in the future. Here are some […]
Where Can I Find CD rates?
Bank rates for certificates of deposit (CDs) can easily be found through a quick search online. Several websites compile lists of bank rates for CDs, so you can view and compare rates from various banks all in one place. Sites like Bankrate.com are updated frequently, but it is still wise to check with each bank […]
What Is the Best CD Account Strategy for Building Income in Retirement?
As a prudent retiree, you're looking for low-risk places to keep your money, yet you want to be sure you have the regular income you need for a comfortable lifestyle. Certificates of deposit (CDs) are savings products that can help you make the most of your cash while keeping risk at a minimum. So as […]
How Do Certificates of Deposit (CDs) Work?
What is a certificate of deposit (CD)? CDs are time deposits. When you open a CD, you agree that you will not withdraw the funds until the maturity date, which could be anywhere from a few months to several years after you open the account, depending on the term you choose. You can close a […]
What Bankrate CD Rates Won’t Tell You
Bankrate.com and similar websites have changed the way we shop for certificates of deposit (CDs) and other banking products by letting us compare annual percentage yields (APYs) from a number of banks in a matter of seconds. There's no denying the convenience and ease of these helpful online tools. Bankrate CD rates are a great […]
