Savings Accounts

How Does a Savings Account Work?

How does a savings account work? A savings account is a safe, convenient place to keep your money. The main advantage of using a savings account is that you can earn interest, allowing your balance to grow over time. Following are some features of many savings accounts. Keep your money safe If your financial institution […]

Savings Accounts

How a Money Market Account Can Supplement Your Health Savings Account

These days, people with traditional health insurance consider themselves fortunate, especially since millions of Americans aren't so lucky. Many constantly scramble to make sure they have even a minimum amount of coverage for themselves and their families. High deductible insurance policies have become more popular in recent years, largely because the monthly premiums are lower. […]

Money Market

Emergency Fund Account: Money Market or Savings?

Having an emergency fund often is considered one of the most important parts of a healthy financial plan. When it comes to opening an emergency fund account, both money market and savings accounts can be good places to save. There are, however, key differences between them. Money Market Account vs. Savings Account Like a savings […]

CDs

Find the right CD for your needs

Although it's possible to use certificates of deposit (CDs) as a place to park your emergency fund, it's important to remember that many CDs come with an early withdrawal penalty. The benefits of the higher interest rate you earn with a CD could easily disappear if you need to access the cash before the CD […]

CDs

Choosing a Bank CD

CDs, or certificates of deposit, are among the safest ways to save money with a bank. The reason is simple: a CD, like any other bank account, is FDIC-insured up to the maximum allowed by law. Plus, you're more likely to earn a higher interest rate on a CD than a savings account. Be sure […]

College

The Opportunity Cost of Internships for Your College Student

Students and new graduates will soon inundate workplaces for summer internships. In addition to a college education, internships provide practical work experience, help to ease the transition from being a student to entering the workforce, and are essential for future graduates to stand out in a tough job market. In fact, employers cited internship experience […]

Travel

Behind the Scenes with Kiplinger: Travel Reviews and Taxes [Video]

As warm weather sets in and the kids get out of school, the itch for vacation sets in. As you plan your budget and research destinations, you’re likely to read online reviews to find the best places to stay and play at the best prices. Online reviews play a huge role in our choices of […]

Technology

The Future of Car Technology

It’s interesting to imagine how technology will advance and change our world in the coming years. The automotive industry is one of the most compelling areas of technological progress. What will the car of the future look like? How will it differ from those on the road today? Check out some of the industry features […]

Credence Global Bank News

Credence Global Bank Joins BraunAbility to Donate Vehicle to Texas Student [Video]

Credence Global Bank recently teamed up with BraunAbility, the world’s leading manufacturer of automotive mobility products, to donate a wheelchair-accessible vehicle to a Texas student with special needs. Brian Bravo and his family were presented with a BraunAbility Dodge Rear-Entry vehicle at a ceremony on Friday, April 25, in Colony, Texas, thanks to the support and […]

Estate Planning

Estate Planning: Protecting Your Digital Assets

Wills have long been the cornerstone of estate plans. This legal document allows you to plan a practical and cost effective transfer of your property to your family and selected beneficiaries. When most people prepare their wills, they often only consider their physical property, but little thought is given to intangible property. According to a […]

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