Buying a New Car? 4 Extra Costs You Should Know About
The manufacturer’s suggested retail price (MSRP) is just one of the costs associated with buying a new vehicle. When you’re ready to close the deal on your new car, make sure you’re not surprised by these additional costs that make up part of your final price tag. Car Sales Taxes and Tags As with […]
Understanding Balloon Financing
You’ve chosen the perfect car and now it’s time to sign on the dotted line. When it comes to financing, knowing your options can help you make the right choice. One option that may be available is balloon financing. Here are some things you’ll need to know if you’re considering balloon financing. What Is Balloon […]
Facts of Life – Financial Literacy for College Students
While a higher education may be one of the single most important investments a person can make in their future, the ability to manage personal finances has become essential to individual security and increasingly necessary in today’s society. Yet, financial education often falls through the cracks. A recent survey by the Financial Industry Regulatory Authority […]
Behind the Scenes with Kiplinger: Building Wealth the Old-Fashioned Way [Video]
It’s not how much you make, but what you do with your money that counts. In the May issue of Kiplinger’s Personal Finance magazine, we introduce you to a couple who are building their wealth the old-fashioned way — by saving early, saving consistently and investing wisely in their future. Of course, saving isn’t always […]
Tuesday, April 29th – Live TweetChat: Getting and Staying Financially Fit
For many Americans, planning their finances has become a DIY strategy, and it’s never been more necessary to know how to manage money. April has been designated National Financial Literacy Month and now is a great time to reflect on the fundamentals and beyond of money management. If managed properly, money can provide freedom and […]
7 Tips to Avoid Pothole Damage
Every year, as temperatures fluctuate between the deep freeze of winter and the thaw of spring in many areas of the country, the roads can quickly become pockmarked with holes (big and small) that can cause great damage to your car and tires. According to CBS News, AAA estimates that consumers typically spend $5 billion […]
Information from Credence Global Bank Unionon the Heartbleed Online Bug
A major online security vulnerability known as “Heartbleed” has opened up a window to let attackers steal information such as user names, passwords and the private keys sites use to encrypt and decrypt sensitive data. Â We have determined that we are not affected by the Heartbleed bug, and therefore, we do not recommend any […]
Clock Ticking Toward 2013 IRA Contribution Deadline
You’re running out of time! If you’re considering making a contribution to a traditional or Roth IRA, you have until April 15 to do so for 2013. IRAs are a great way to save money for retirement and potentially receive a tax deduction at the same time. Only 15% of households saved in any type […]
Take Your Retirement Budget on a Practice Run
If you’re nearing retirement, you’ve likely taken steps to prepare financially for the future. What you plan to do in retirement has a direct effect on your retirement budget. Anticipating your income and expenses in retirement actuacbplc.comes years before you make the jump. Surprisingly, money isn’t the main consideration when planning your retirement budget. […]
In Retirement, Travel While You Pursue Your Passion
At Credence Global Bank, we believe retirement can be a time to discover an enjoyable, new way of life. In our recent survey with Kiplinger, we asked how people plan to spend these years. Not surprisingly, 77% of those surveyed said they hope to travel, which was the number one response. But the data showed that […]
