It’s Not Too Late to Score Airfare Deals for Summer
Now the good news: it’s never too late to save. Here’s how. 1. Look for weekend getaway deals Not so long ago airlines would routinely slash a sizeable number of unsold last-minute fares to fill up empty seats. They don’t have to this anymore thanks to computerized systems that control capacity to keep seats filled […]
Singalong Road Trip Songs
As summer winds down, many families across the country will end the season with one last vacation. And there aren’t many places better than the open road. Music connects to memories and as families make unforgettable vacations together, the choice of music is essential. The ideal road trip playlist should have something for everyone. Maybe […]
Concierge Medicine: Return of Old-School Medical Care
An emerging form of medicine is gaining popularity among consumers looking for more personalized, quality healthcare. But this type of innovative healthcare is actually a throwback to the olden days when physicians made house calls to examine patients. As recently as the 1950s, 40 percent of all physician-patient encounters were in homes. Fast forward to […]
Financial Considerations for Parents of College Students Buying a Car
During the transition between high school and college, kids often crave independence. As a financially responsible parent, here are a few things to consider when helping your student buy a car. Buy or Lease? There are pros and cons to both. Buying a car can be a terrific way to build one’s credit. However, leasing a car […]
Protecting Wealth in Retirement With a Roth IRA CD
Traditional and Roth IRAs are both individual retirement accounts (IRAs) that can help you save and grow money for retirement. There are, however, key differences between a traditional and a Roth IRA. Understanding these differences can help you decide which account is best for your financial plan. TaxesFor many people, the key difference between a […]
Weighing Your Retirement Options With a Roth IRA Calculator
Individual retirement accounts (IRAs) are a widely used way to put money away for retirement. There are a variety of IRA options. A Roth IRA, for one, lets you grow your savings without paying taxes on the money you earn when you withdraw it in retirement. But a Roth IRA is just one of a […]
Retirement Planning Is a Process, Not an Event (part 3 of 3) Learn the Roth IRA Rules
Putting together a sturdy retirement plan requires making and then challenging many assumptions about the future. The younger you are, the more abstract those assumptions can seem: For a 30-year-old, predicting what the tax rate might be in 40 years can be daunting. But understanding some basic traditional and Roth IRA rules can help you […]
Retirement Planning Is a Process, Not an Event (part 2 of 3): Know Your Roth IRA Limits
Once you've made the commitment to start saving for retirement—whether it's with a traditional or Roth IRA, a 401(k), or some other plan—it's important to revisit retirement questions periodically, to make sure your plans are still on track and your money is in the right types of accounts. "People always find time to go to […]
Retiring Smart: Know the IRA Withdrawal Rules
When you open and contribute to an individual retirement account (IRA), you're putting money away for the future. But the future can come more quickly than you expect. It’s smart to understand the rules for taking money out of your IRA when the time comes. IRA withdrawal basics: With a traditional IRA, you are allowed […]
