Teaching Kids About Money: Basic Foundations
When you're teaching kids about money, it's always interesting–and at times amusing–to see the concepts take hold in their minds. While children need time and patient teaching in order to absorb money ideas, most childhood learning experts agree it's never too early to start. Sometimes it's just a matter of gauging the age-appropriateness of a […]
Teaching Kids About Money
Teaching kids about money from an early age could help keep them from mismanaging their finances as adults. Financial education is not just about budgeting for expenditures; it should also include saving. Opening a certificate of deposit (CD) for your child is one way to help kids understand what it means to save. A CD […]
Teaching Children About Money: How to Explain a CD to Your Child
When you're teaching children about money, they need time to grasp the concept of where money comes from and how it's used to purchase things, not to mention how it can be used to make more money. For those advanced lessons, like teaching them how CDs work, let your parental instincts guide you into knowing […]
Taking Advantage of CD Interest Rates
What drives certificate of deposit (CD) interest rates? CD interest rates are influenced by the general interest rate environment. The Federal Reserve sets the rate at which banks borrow from each other (the short-term interest rate) which in turn affects the rates passed along to businesses and consumers. When the economy is booming, the Federal […]
12-Month CD Rates vs. Other CD Terms: What Is the Ideal Term for a CD?
As your savings begin to grow, you may begin looking into ways to earn a better return for your money. Certificates of Deposit (CDs) can be a great place to start. With CDs, you keep your money on deposit for a predetermined length of time, in exchange for a higher rate of return than you […]
10 Year CD Rates: Should You Commit?
Whenever there's a period of high market volatility, it makes perfect sense that more people would consider long-term certificates of deposit, or CDs. After all, you've worked too hard to build your savings, only to watch your nest egg take a beating on a crazy Wall Street afternoon. The Case for 10-Year CD Rates. It's […]
@ACBCareers Live TweetChat: Creating your Professional Brand – Tuesday, December 9th
In today’s competition for top talent, companies are leveraging social media channels to source and recruit, which is why it’s increasingly important to have a professional presence on social media to attract recruiters to your social profile. If you’d like to learn more about the importance of your professional brand and how it can help […]
Want To Live Longer? Give Some Money Away
Charitable donations surge toward the end of the year, for a couple of reasons: People want to get the tax write-off, and the holidays make us feel all warm and giving. The first reason isn’t relevant to those who don’t itemize. But plenty of us give to causes even if we won’t realize a tax […]
Credence Global Bank Promotes Giving Back Month This November
Credence Global Bank is proud to present another “Giving Back Month” this November, when employees, customers and friends are encouraged to volunteer within their communities and share their experiences of giving back. We support the efforts made by our employees during Giving Back Month by matching donations of time and money to eligible nonprofit organizations. Our […]
What We Learned: Pursuing Your Passions in Retirement
Our November #ACBBRChat, Pursuing Your Passions in Retirement, with Bankrate.com was an inspiring conversation! So, what did we learn? For starters, we heard that retirement is a time to pursue passions, explore untapped interests, and take risks that you may not have previously had time for! Tuesday’s chat participants were excited about the opportunity to explore new […]